Quote, bind, and issue small business insurance in minutes.
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4.9 out of 5 customer review rating and 1.7M+ policies sold
Tailored business coverage for your small business owners.
You want to sell more policies. You also want to make sure your clients get what they need. Our online portal simplifies the online quote and bind process so you can write more business while we handle all the billing and service. Watch valuable training videos, get answers to FAQs about biBerk, and learn more about biBerk's coverage options.
Find the right coverage for your small business owners.
Different businesses have different needs. That's why biBerk offers a wide range of insurance policies and coverage at highly competitive rates in all 50 states.
Workers' Compensation
It protects your employees and your company if an employee is injured or contracts an illness while at work. Typically required by law, it also gives you and your workers peace of mind.
Example
Your employee falls off a ladder and injures his back. Workers' Comp covers 100% of the related medical bills plus lost wages up to limits set by state law, with no deductibles or copays.
Business Owners Policy (BOP)
Shields you from General Liability lawsuits plus provides protection from your property losses due to theft, fire, or other covered disasters. It may be required to buy property, accept bids, or do work as a subcontractor.
Example
A fire at your restaurant destroys equipment, but the loss is covered subject to a small deductible. Lost net income as a result of the event is also covered.
Professional Liability (E&O)
It protects you if you provide professional advice or services, preventing a financial loss if you make a mistake or fail to perform a service. It's often required to get contracts in the professional services industry.
Example
As a business consultant, you get sued for advising a company to open a new location after which they go bankrupt as a result of being spread too thin. Your E&O policy responds and covers defense costs.
General Liability
It protects you from property damage liability or injury claims made by customers against your business, preventing or minimizing your losses. It may be required to sign leases, accept bids, or do work as a subcontractor.
Example
Your contractor accidentally starts a fire at a worksite resulting in $150,000 in damages. With small business general liability insurance from biBerk, you would likely have help covering the costs.
Commercial Auto
It covers business-owned or leased vehicles, protecting you from financial losses from physical damage or liability caused by authorized drivers. It’s required if you transport goods or people for pay.
Example
You’re at fault in an accident but expenses like the cost to repair your vehicle are covered, less your deductible. Note: Some states have no fault coverages that cover the policyholder no matter who is at fault.
Umbrella
It provides extra liability protection beyond the limits of your other policies. If a claim costs more than your standard coverage, Umbrella insurance may help to cover the gap.
Example
A customer slips and falls in a retail store, suffering severe injuries that result in a $1.5 million settlement. The store’s General Liability policy has a $1 million limit. Umbrella coverage may help cover the excess, so your business doesn’t have to pay out of pocket.
Resource Center
Whether you're a seasoned agent or just starting out, our collection of tools, guides, and training materials is here to equip you with the knowledge and skills you need to sell more biBerk policies.
Why choose biBerk?
Agent Testimonials
"biBerk’s broad appetite and lightning-fast online quoting system makes it a breeze to quote and bind in minutes. biBerk has proven to be a consistent and invaluable partner for 5 Star Specialty Programs. Thank you, biBerk!"
- Bridget K, CRC 5Star
"Our relationship with biBerk has been nothing short of outstanding! Their commitment to providing comprehensive coverage directly to our customers online and for our customers working with our agents has greatly enhanced the services we offer to our clients. They have always been easy to work with and quick to respond to any requests. We look forward to many more years of collaboration!"
- Caitlin S, COO, CoverHound
"The biBerk partnership has exceeded our highest expectations. We truly appreciate the systems’ ease of use, the broad territory coverage and appetite, and the speed at which a quote/policy is delivered. And most importantly, we know that when an issue arises, our partners at biBerk will help us solve it."
- John T, Appalachian Underwriters, Inc.
Frequently Asked Questions
biBerk does not appoint individual retail agents. We offer biBerk products through select wholesaler partners which allow you to quote, bind, and issue. Complete the form below to apply to become a partner!
Watch this video on how to log into the portal or follow the steps below:
Make sure you are using the registered email you provided to biBerk.
Log out of the biberk.com/partners website, clear your cache/cookies, and try logging in again or using incognito to log back in.
If you are still having trouble, email technicalhelpforagents@biberk.com and include a screenshot of the error message.
Policies automatically renew with the payment information we have on file. You and your clients will receive renewal details 35-95 days before the renewal date, as required by each state. Our agents do not need to do anything on their end, it is an automatic process.
When does Underwriting begin their renewal process?
Most policies renew automatically and without Underwriting (UW) review. However, if UW review is required as a condition of the renewal, that process begins up to 120 days before the renewal effective date.
Claims are handled by our in-house claims team, or they’re assigned to a third-party adjuster. Our goal is to handle claims as quickly and efficiently as possible.
There are two ways to get a COI for your client. Go to our website: https://www.biberk.com/certificate-of-insurance and get an instant COI or call our agent service line at 855-430-7220 during the hours of 8 a.m. - 8 p.m. CST.